Our personal finance resources for teaching money management and financial capability to KS3 and KS4 include the following:

1. DOWNLOADABLE MONEY LESSON PLANS, WORKSHEETS & ACTIVITIES FOR KS3 TO KS4

We provide money lesson plans, informative articles and activities which can be used to deliver a number of financial capability lessons in the classroom. Some of these resources are free, whilst others require you to be a paid subscriber.

Examples of some of our KS3 & KS4 money lesson plans & activities include:

• KS3 to KS4 - Credit Cards & Debt Activity Worksheets : a printable credit card activity worksheet that can be used in conjunction with the KS3 & KS4 Lesson Plan on Credit cards and debt, or to support any other personal finance lesson on the implications of credit cards and staying out of debt.
• KS3 to KS4 - Money and the Exchange of Money: This money lesson plan is based on the financial capability curriculum for Key Stage 3 to Key Stage 4 students. It aims to get your students talking about money (i.e., what it is, where they get it from, what they do with it, different forms of money, what they think of it etc).
• KS3 - Calculating Commissions: This KS3 money lesson plan will help you teach your pupils about commissions and how to calculate sales commissions. It also includes a commission calculation worksheet, with answers. It can be used during a maths, business studies or financial capability lesson.
• KS3 - Calculating Sales Mark-Ups: This KS3 money lesson plan will help you teach your pupils about businesses and sales mark-ups. It includes a sales mark-up worksheet with answers that helps the pupils to reinforce the key concepts/calculation methods learnt.
• Budgeting for teens (Key Stages 3 and 4): Applicable to all teenagers and those in Key Stage 3 and 4, this activity encourages teenagers to start taking control of their money by budgeting and having a savings plan. It includes a MoneySmart Spend Tracking sheet and provides step by step instructions on how to create a budget that works. Teenagers that have used this soon learn that, with a savings plan, budget and healthy dose of patience, their buying power actually increases! It can be used to support lessons on personal finance and budgeting.

Click here to start using our downloadable money lesson plans and worksheets today.

2. TEENAGERS MONEY MANAGEMENT WORKBOOK (FOR AGES 13 TO 18)

Used by hundreds of schools, the MoneySmart Money Management workbook for teens is helping teenagers practice budgeting, saving and keeping track of their money. Most schools give the workbook to their pupils following a money management or budgeting lesson; to help re-enforce the key skills learnt in class over a long term basis.

“We gave a teen workbook to each of our 150 year 11 pupils about 4 months ago following a one-day money management workshop. It is proving to be a very valuable and effective resource, so we plan to do the same with the next set of Year 11s” - Head of Year 11, St Marks High School, UK

Order your copies now and get 20% off orders of more than 10 copies.

3. MONEY MANAGEMENT WORKSHOPS FOR KS4

It’s My Life is an interactive activity based financial education workshop designed to motivate and empower teenagers to set goals, take control of their money and start planning for the future.

The programme can be delivered over a half or full school day, and involves activities such as:

• Dare2Dream
• The cost of my life
• Making My Way
• Reality Bites
• Financial Peace University

Your pupils will experience an active and thought provoking day, that challenges them to make the connection between their dreams for the future; setting goals; education; work and having practical money management skills.

Each pupil will also get a copy of the MoneySmart Money Management Workbook for teens.

“Thank you so much for the workshop. We enjoyed the day and I believe that the pupils will take a lot from it for their future use. Many Thanks” - Head of Year 11/Aim Higher Co-ordinator, St Mary’s Catholic High School, UK

“I learnt that it is important to save and that money doesn’t all need to be spent. I’m going to concentrate on the next ten years with care” – Year 11 Pupil, St Mary’s Catholic High School, UK

“I learnt about the types of wages people get. I learnt that I should start saving now. It has made me think differently and wisely about my decisions, and the next steps I should take” Year 11 Pupil, Woodlands High School, UK

“It has made me determined never to ever use credit cards” – Year 12 Pupil, Collingwood Secondary School, UK

Contact us for a quote & more information today (Information required includes whether you’re interested in a half or full day workshop, your location, year group, number of pupils and roughly when you’d expect the workshop to be delivered).